Contrary to what most offshore service providers will tell you, opening an offshore bank account is not the path to instant wealth and riches, although it might get you there a little quicker. In this article I will attempt to set out the advantages and disadvantages of opening and maintaining an offshore banking facility and how you can use this vehicle to enhance and protect your personal wealth.
Initiallly, you will need to sit down and determine exactly why you require an offshore banking facility. Many people are attracted by the lure of having a secret offshore numbered account or merely want to have an impressive facility to pander to their own ego's. If you fit into the above criteria I sincerely suggest that you seek your gratification elsewhere as you will be eventually left with an empty pocket and account.
Generally, most people seek to hide or protect their assets through the use off an offshore account or they may simply be using it to not repatriate profits back to their home country. These are all valid applications and when structured correctly can maintain a veil of secrecy over your banking operations. It is advisable that whichever need your offshore presence fulfills that you determine if the cost of maintaining an account is offset by your need.
As a prospective account holder you need to clearly understand that opening and maintaining an account is neither cheap nor easy. The fees will vary from bank to bank but generally speaking you will find the relative fees to be more exhorbitant than your home jurisdiction. Try not to be deterred by any difference between bank's fees as in the offshore market you really do get what you pay for and if you have followed my prior advice and quantified a strategy then the long term cost will be minimal.
Finding and Selecting an Offshore Bank
The search for an appropriate offshore facility can be long winded and confusing without a little assistance.There are many different types of banking institutions but for the purposes of this article we shall only consider the retail offshore bank. Retail offshore banks are generally those that cater to smaller accounts for individuals rather than corporations and this is the perfect vehicle for your first account.
When selecting a bank you first need to consider which jurisdiction(country) is most appropriate for your needs. Firstly, you will need to determine if your country of residence has any information sharing treaties with a prospective jurisdiction. As you can imagine, the last thing you need is your bank of choice giving up all your account details and transactions to your home countries Tax Department. You can generally obtain information on the tax treaties and relevant country details by accessing various expat websites and viewing the country profiles.
After finding a suitable jurisdiction, you can start looking at individual banks and what they require and offer to new account holders. I would initially caution you to stay away from any small boutique style banks as it can be difficult to know if the bank you are signing up with actually exists. Without significant research a legitimate looking bank website can actually turn out to be fraudulent. Start by looking at major of known banking names in that country. Most offshore banks maintain a web presence and the use of the internet can speed up the process of finding a bank. Any legitimate bank will provide a verifiable address and client contact phone number, any sites that do not maintain valid contact details are most assuredly fraudulent.
Once you have viewed and selected some suitable institutions then take the time to either email or ring them and ask the following questions:
* What are their ID Requirements
* What is the minimum opening balance
* Do they provide Internet Banking
* Do they require professional references (bank references etc)
* Ask for a schedule of Fees
The above minimum will give you a good feel for whether the bank is honest and legitimate. Any institution which does NOT require identification to open an account will most defanitely be a scam. Generally, they will require you to provide a notarized copy of your passport and proof of a current address, for instance a utility bill. Some banks may require a reference letter from a lawyer,accountant, or current bank who are familiar with your affairs. The minimum account balance will vary from bank to bank and can range from a meagre $500 USD up to $50,0000. Again this is something that will need to be researched to fit your individual need.
TIP: Always choose a bank with good internet and phone banking, you cant just walk into a branch when you need to.
After submitting an application to your choosen bank along with your identification and proof of address you should be set up and working within two weeks. It is paramount that if you are to maintain your account secrecy that you do not advise nor tell anyone of the account. It is also advisable that you do not receive the bank statements at your home as a few errant statements laying around is the smoking gun that the IRS needs to nail you. This is where internet banking is paramount and its really advisable to only receive your account statements online.
You will find that ultimately offshore banks are extremely easy to deal with and provide an excellent range of privacy related services. Which bank or jurisdiction you choose is ultimately governed by your personal needs and risk assessment. I hope that this article has been a good primer on what is required to step into the offshore banking world.
Some Sample Offshore Banks
Berner Kantonal Bank - Switzerland
ANZ Vanuatu
HSBC Offshore - Hong Kong
Loyal Bank - St Lucia
Reitumu - Latvia
Parax - Lativa
Wall Street Banking Corp - Cook Islands
How to Select and Open an Offshore Bank Account
Choosing the hair loss remedy
Your external appearance and beauty of your hair contributes a lot to your personality. It is for this simple reason that there is too much rush for buying the cosmetic products The market today is flooded with a variety of cosmetic products which offer all kind s of hair loss solutions and hair loss cures.
Be careful while choosing a hair loss remedy
But before you choose a hair loss remedy for you, beware of the fake hair loss solutions and hair loss cures,. It is always better to consult a doctor if you are suffering from hair loss. Hair loss can take place due to various medical conditions. It is quite possible that that your hair loss problem is not of permanent in nature and could be cured by some simple treatments.
Do not let over-the-counter drugs dupe you. You must diagnose the actual cause of your problem and search for the right kind of remedy.
Herbal hair loss remedies –
Herbal hair loss solutions play important role in countering hair problems. Herbal remedies have always been popular in traditional Indian and Chinese medications. Of late, they have been dominating the Western world as well.
Reasons for their popularity
There are mainly two reasons for their popularity.
First, they have fewer side effects. They are the ideal hair loss cures if you are looking for safe, risk free procedures.
Secondly, they are very effective. No, they do not stand for any overnight solution. But you may certainly notice a difference in the thickness, strength, volume and sheen in your hair after using a herbal hair loss remedy. Herbal remedies increase circulation, disinfect the scalp and stimulate hair growth. There are some herbal remedies which also block the synthesis of DHT ( dihydrotestosterone) the natural inhibitor of hair growth.
Some of the herbal hair loss cures that you may find useful are as follows -
• Green tea (Camellia sinesis) - Catechins in green tea inhibit the enzyme 5-alpha-reductase that converts testosterone into hair-unfriendly DHT. Therefore drinking green tea everyday is a fruitful treatment for male pattern baldness.
• Ayurvedic Antistress Tea – Consuming this mixed drink of Nardostachys jatamamsi and Bacopa monnieri 2 to 3 times a day relieves stress and prevents hair loss.
• Ginko biloba - It intensifies blood circulation to the scalp and skin. Consuming 120-160mg of dry Ginko extract every day can keep your hair follicles rejuvenated.
• Saw palmetto (Seranoa repens) – This herb is known for slowing hair loss and encouraging hair regrowth. It is a core element of many hair loss formulations. The recommended dose is a 160mg capsule twice each day.
• He Shou Wu (Polygonum multiflorum) - This Chinese herb is used in many commercial preparations for hair loss remedy.
• Pygeum (Pygeum africanum) - Used to treat prostate problems and male pattern baldness. Recommended dosage is 60-500mg per day.
• Stinging Nettle (Urtica diocia) - It blocks the conversion of testosterone into DHT. It delivers wonderful results if taken in combination with Pygeum and Saw Palmetto.
If you are choosing a cosmetic hair product for your self, read its label carefully. Choose a product that is based on the above herbal supplements or contain the natural hair care products.
Besides these herbal remedies there are various dietary supplements which are essential for supplying the adequate nutrition to the hair follicles and ensure good health to your hair. Eating a diet rich in vitamin, minerals, and protein is the best hair loss remedy one can choose.
Fertility After Forty
The most fertile years of a woman's life are those between 18 and 28. Even into the mid-thirties, it is usually fairly easy to conceive and carry a pregnancy to term. During these years the hormones that control ovulation, enhance conception, and ensure a healthy pregnancy are usually made easily and in generous quantities. And detrimental life-style choices have not had decades of repetition to create chronic problems.
But more and more women are waiting until their late thirties, early forties, even late forties, to have children. Is this too late? Are these destined to have high-risk pregnancies? Will these children have more birth defects?
The answer to these questions - and others like them - is "no!" for wise women who enlist the help of green allies to increase fertility, ensure conception, prevent birth defects, and promote a healthy pregnancy and an easy delivery.
INCREASING FERTILITY; ENSURING CONCEPTION
Increase your chances of conception by meditating. Cultivating a calm attitude, not surprisingly, enhances fertility. Even taking a quiet five minutes alone just for you, free of all responsibilities, can bring big results if done frequently enough.
Use lunaception to time your ovulation so you have the best odds of conceiving. It's fine to have sex in the weeks before ovulation, especially if the sex is focused on the woman and her orgasm, but do save your best efforts for those three nights when your "moon" is full and bright and ready to frolic.
Orgasm on the part of the male is necessary for fertilization. The woman's orgasm does increase the possibility of conception. Women who experience orgasm after their partner (up to 40 minutes after his ejaculation) have the very best chance of becoming pregnant.
Red clover is the single best remedy for women over forty who want to conceive but can't - even if there are medical reasons for not conceiving such as blocked tubes, diabetes, ovarian cysts, internal scarring, or endometriosis. There are many heart-warming success stories I could share about red clover! But suffice to say, drinking 2-4 cups of the infusion of the dried blossoms (neither tincture nor tea nor pills will work for this application) seems to do wonders for fertility, no matter what your age.
PREVENTING BIRTH DEFECTS
Boosting your nutritional status makes birth defects less of a worry. Women who drink 2-4 cups of stinging nettle infusion daily and eat cooked leafy greens as well as lettuce salads are getting the abundant folic acid, calcium, magnesium, and other minerals needed to create a healthy baby. (Tinctures, pills, and teas contain little or none of these important nutrients.)
Vitamin E is an especially critical nutrient for fertility after forty and freedom from birth defects. Freshly-ground wheat flour, cold-pressed oils, and nut butters are all good sources of vitamin E, as are stinging nettle infusion and most cooked seaweed, such as kelp. The man's vitamin E level has as much, if not more, bearing on freedom from birth defects as does the woman's vitamin E level.
Avoid heat, both of you. Hot tubs, even prolonged soaking in a hot bath, can cause temporary (up to several months) sterility in some men. In women, it can endanger the early embryo and trigger a miscarriage or birth defects.
Avoid drugs, both of you, including alcohol, tobacco, coffee, as well as over-the-counter drugs and prescription drugs (except those you absolutely need). Your liver needs to be strong and so do your kidneys, so you can conceive and gestate a child. Instead of alcohol, which damages the liver, drink herbal infusions or alcohol-free wine or beer. Instead of tobacco, which may contribute to birth defects and low birth weight, try smoking a little dried peppermint, or, better yet, go for a walk. Instead of coffee, which challenges the kidneys, you may wish to drink green tea or black tea, or try coffee substitutes, especially the one made with dandelion roots. Instead of drugs to ease everyday aches and pains, use the gentle herbal remedies in this book instead.
EMOTIONAL ISSUES
Ambivalence about pregnancy and parenthood is normal and natural. But the older a woman gets, the more complicated her emotions about it may be. Add to her emotional soup pot strong opinions from family and friends, confusing information spread by the popular media, and fear-inducing pronouncements from "helpful" medical professionals, and that pot will be in danger of boiling over. Herewith then, some wise woman hints for keeping your cool in the midst of overt and covert confusion.
Contrary to current opinion, having children in your forties is ordinary and common worldwide. The Bible mentions several women having children in their fifties. What is unusual and unique to our time is having a first child in one's forties. Our mother's, mother's, mothers were having their fifth or eighth or tenth child when they were in their forties, not their first. If people tell you it just isn't done, close your eyes and call upon the spirit of your great-great-great-great grandmother, then smile and tell them it seems utterly ordinary to you.
Feeling tense and distressed about choosing or refusing motherhood? Motherwort tincture is my favorite calmative. A dose of 10-20 drops helps clear your mind, eases your tension, and assists you in discerning the best path to follow.
Bach flower remedies excel as helpers when you are feeling emotionally overwhelmed. Try:
- Aspen when you feel anxious, apprehensive, or afraid of the unknown.
- Mimulus when you are dwelling on a specific fear.
- Elm when you feel overwhelmed or inadequate.
- Red Chestnut when you are afraid for or worried about your baby to be.
- Rock Rose when you are trembling, shaking, or weeping from anxiety or fear.
Regular gentle massage or Reiki treatments not only help you calm your distress, they also guide you in creating a strong center that's resistant to being pushed around by other people's opinions. Massage and/or Reiki also help prepare your mind/body for a healthy pregnancy and a safe birth.
SPECIAL ALLIES FOR PREGNANT WOMEN OVER FORTY
The single most important herb for pregnant women over forty is comfrey (Symphytum uplandica hybrids). The leaves of the mature plant contain an abundance of constituents beneficial to mother and babe, including generous amounts of minerals, alantoin, proteins, and many vitamins. The minerals in comfrey help ensure healthy nervous system growth; the fetus's developing brain uses the proteins. And the alantoin helps the mother's tissues become stretchy and elastic.
Aging can lead to increased stiffness and brittleness in bones and muscles, making pregnancy more arduous and painful, labor slower and more difficult, and injury more likely during birth. The hormones of pregnancy, which help soften and relax the pelvic tissues, may not be produced in adequate amounts. Comfrey comes to the rescue! Comfrey creates flexible and strong tissues throughout the body especially mucus surfaces (including intestines, uterus, bladder and vagina), the bones, the ligaments and tendons, and the skin.
Regular use of the leaf infusion, at least a quart a week, promotes a safe delivery by:
- strengthening uterine muscles and preparing them to work easily and well
- strengthening perineal tissues so they become resistant to tearing
- strengthening uterine ligaments so the uterus does not prolapse
- strengthening the bladder and increasing resistance to bacterial infection
- strengthening the vagina and helping to promote an environment hostile to infection
- providing easily assimilated minerals to prevent eclampsia and other complications
- helping the bones of the pelvis flex and open during birth
- increasing iron in the blood and thus forestalling post-partum hemorrhage.
Some people feel that comfrey is not safe to use during pregnancy. Some people feel comfrey is not safe to use internally at all. I disagree. The roots of comfrey do contain compounds that are best avoided during pregnancy (as do all parts of the wild plant). In fact, I rarely use comfrey root because of the possibility of liver congestion, and I strongly caution those who have had hepatitis, chemotherapy, or alcohol problems to strictly avoid comfrey root. Yet even these people can benefit from use of comfrey leaf infusions.
Another important herbal ally for women over forty who desire a child is chaste tree (Vitex agnus-castii). It has been used in Africa and parts of Europe for several thousand years to discourage the male libido. In women, the effects seem to be the opposite! It may also be a fertility enhancer. Most importantly, chaste tree is a strengthening tonic for the pituitary gland, the master control gland for the endocrine system. Daily use of the tincture of the berries (1 dropperful/1 ml 2-3 times daily) had been shown to increase progesterone - the hormone of pregnancy - and luteinizing hormone - which promotes conception. Because it can lower prolactin levels, chaste tree is best discontinued during the last trimester of pregnancy.
Dong quai (Angelica sinensis) is not recommended for women over forty. In general, this herb promotes blood flow to the uterus and surrounding tissues. This can promote the growth of fibroids and increase the risk of post-partum hemorrhage. Ginger is a better warming tonic; motherwort is better at relieving pain; and raspberry is better at preparing the uterus for birth.
Confessions of a Designer Handbag Junkie
As you are likely aware, I am a designer handbag fanatic. I have been advised by family and friends that this could be developing into a problem, but I am confident that I have it under control. Sure, I have bounced my rent check to purchase a new purse. Who hasn't? There have been times when I have skipped out on my utility bills, so I would have enough cash to buy a new handbag. Who wouldn't?
I have spent countless nights dreaming about shopping for the latest fashionable designs. So what if I want to have Kenneth Cole's babies. I really don't see the problem here. To make my mother happy, I have made the following pledge (ever-so-loosely based on the "twelve step" program):
My name is Cathy, and I am addicted to designer handbags and high fashion. I admit that I am powerless over Prada, and that my life has become unmanageable in certain respects. I have faith that a power greater than Dior can restore my sanity. I have made a pledge to turn my will and my life over to the power of the House of Gucci. I have made a searching and fearless inventory of every handbag on bagborroworsteal.com.
I have made an admission to Chloe, myself, and my friend Sara regarding the exact nature of my wrongs. I am ready for Melie Bianco to remove all these defects of character, and I humbly implore her to remove my shortcomings. I have made a list of all the handbag designers I have harmed with my caustic language, and I am ready and willing to make amends to them all. I have gladly continued to take personal inventory of all my designer purses, and when I was wrong it was promptly admitted.
I have sought through prayer and meditation to improve my conscious contact with Vivienne Westwood as I understand her, praying only for knowledge of her will for me and the power to carry that out. After having this spiritual awakening, I have tried to carry this message other handbag junkies. I have tried to apply these principles in all my erm…..affairs. My name is Cathy, and I am addicted to designer handbags and high fashion.
Tips On How To Get A Domain Name
How to get a domain name? This is just one of so many questions that surround the field of domain name. Today, as the domain names continue to create a certain impact to the people, many people were asking the domain name experts on how to get a domain name for a certain web site.
Given such fact, I have here some answers not only for the problem on how to get a domain name for a web site per se, but this will give you an idea on how to get a domain name which is good and interesting. So here it is.
As the problem on how to get a domain name for a web site continue to come out from the mouth of various domain name consumers, many experts and resources have given some tips or tactics to solve the problem on how to get a domain name. In particular, one of the main considerations in line with such dilemma is to know that naming a particular site after a domain name may seem natural to many people, but then it is surprising to know that not every web site is named after the domain name even when a particular web master owns such domain name.
Naming a certain web site after the domain name is considered to be important. Why? For a simple reason, such move of naming a particular site will give the people a hint to think not only of your web site, but by name. If your domain name is also your address, then they will automatically know where to go. It is also noted that nowadays, where most of the people automatically turn to the web for information, naming a web site after your domain name works better.
How to get a domain name? Here is another answer to the problem on how to get a domain name. It is considered in most resources that if you are willing to know the answer on how to get a domain name, you should consider what you want, whether it is a generic name or brand name domains. However, many resources have considered that getting a name that matches your brand name is much better than generic names. Having the brand name domains, everything will be made easy to the domain name consumers.
It is also important if you are really interested for an answer on how to get a domain name that you know how to balance the length of the domain name. In general, the domain names can be of any length up to 67 characters. So for an answer on the problem on how to get a domain name which is good, you should know that many preferred short names because they are easier to remember, easier to type, and far less susceptible to errors.
Also considerable for answering the dilemma on how to get a domain name is to know that hyphenated names are far more disadvantageous than the non-hyphenated one. Many resources mentioned that hyphenated domain names lead to more potential mistakes when typing than the names that do not contain hyphens. It is indeed a pain in the neck to type. Enough said.
So if you want to solve your problem on how to get a domain name which is good, then you better weigh things out before rushing to domain name registrars to register for a domain name.
Express Your Love With An Unbreakable Diamond Ring
She is the most important person in your life. Maybe she picks you up when you're down, or is the mother of your children, or just cares for you unconditionally. Or maybe it's a combination of all three. Whatever your reasons are, the truth is simple and undeniable – you are crazy about her. So why not express your love with an unbreakable diamond ring? We all know that nothing melts a woman's heart like diamonds, but the ring you select has to be a fit to her personality and style. In this article, we'll give you some simple tips on making sure the diamond ring you give is one that takes her breath away.
The most important (and overlooked) aspect when it comes to selecting an unbreakable diamond ring is to keep your sweetheart's tastes in mind. Many guys want to impress their woman by "picking it out themselves". This often leads to a scenario where she "happily" accepts the ring. She may actually be thinking that she hates it, but will feel compelled to wear it because you picked it out with love. This is one situation you definitely want to avoid – and it is so easy to do
By keeping her in mind and paying attention to her preferences, you will express your love with an unbreakable diamond ring that she will adore. For example, watch her the next time a jewelry ad comes on TV or the next time you pass a jewelry store window. Pay close attention to her reactions to certain pieces, even those being worn by other people. Make a casual comment such as "Boy, that sure looks nice" and see what kind of response it gets. Women love to give "subtle" clues when it comes to diamond rings. Unfortunately, men don't always pick up on them.
It is also important for you to take stock of the rings she currently wears. And we're not talking her grandmother's antique ring that she only wears on special occasions. You want to be taking note of the diamond rings she wears on a regular basis, as these pieces will be your guide to the diamond ring you select. She wouldn't wear something all of the time if she didn't like it, right? So, pay close attention to the style of diamond she prefers as well as the choice of metal (white gold, yellow gold, platinum, etc).
One last key piece of information and you'll be ready to buy. It is helpful, but not necessary, if you can somehow find out her ring size. While she is at work or running errands, you could simply take one of her rings to the jeweler and voila! – you now have that mystery solved.
These tips will help you express your love with an unbreakable diamond ring that is sure to elicit a major reaction on her end. Remember, you don't want to be the guy who just "picked it out themselves". You want to be the guy that picked it out perfectly.
Buy an Outstanding Item Panama Coffee Table for Your Living Room
The small social meetings with near and dear ones can lend you real amusement. You can have a lot of fun by gossiping with your friends and relatives during small social gatherings.Coffee tables are most suitable place at your home where you arrange for small social gatherings with friends and relatives. The Coffee table that you choose for your home should be sizeable enough to support coffee cups, snacks. A tiered coffee table can be highly functional item for your home as you can place small items such as books, newspapers and magazines on it.
Children can use coffee table for recreation activities such as playing games and doing painting. A round shaped coffee table is suitable for children for playing games such as carom or cards. Coffee tables come in market many different materials, shapes and many different ranges. You can choose the shape, size and material of coffee table according to your needs and requirement.
You can find extraordinary items of Panama coffee table on stylourhome. You can easily find exceptional piece of Panama coffee table at cost effective price at www.styleourhome.com.
The Conversation Recovery
Transformational Counseling is all about assisting another human being to live a life that they love and to live it powerfully. Transformational Counseling is about creating a space for others to learn how to transform their lives, to live a life differently from how it was in the past, to truly create what they desire. Transformational Counseling is about assisting others in their getting and utilizing a powerful technology that will enable them to make a true difference in their life and in the lives of others. Transformational Counseling is about assisting another to become present to how they have stopped themselves in their life and in the process transform their way of being in the world. While comprised of a variety of distinctions that are important for understanding the process of transformation, the utilization of Transformational Counseling has five interrelated components that are crucial to its successful use with others and even with oneself.
While this article will outline the basic principles and components of Transformational Counseling for assisting others, it will also explore its use with those who are experiencing drug and alcohol dependency problems. Transformational Counseling makes available a very powerful technology for anyone who would like to create new possibilities for themselves including those who are in and struggling with recovery. The primary reason for such application rests with the fact that we are all human beings, regardless of whether or not we are experiencing addiction oriented issues. Given our sense of relatedness as human beings, our fundamental process for how we go about creating our world and what occurs there for us is the same. Those who are in the process of entering the recovery process have merely chosen to use alcohol or drugs or both in the past to manage the pain and negative emotions generated from their self-limiting belief and in the process to take themselves out of the Conversation of life. The use of alcohol and drug is merely a way to numb the intense pain generated by being their ego, who they think they are, their self-limiting belief.
Transformational Counseling fully acknowledges the power of the human mind, of thought itself. The thoughts that we have are very important, if not the most important component of what it is to be a human being in that our thoughts are truly creative in nature. We are thinking beings that create initially from our thoughts. Everything that we do or take on in life first began as a thought or idea. It is very familiar for us to believe that the external world is that which is reality and that our thoughts are merely the effect or product of such a world. From such a belief we tend to give little or no real credence to our thoughts and thinking patterns as being the fundamental cause in the matter. As a result we commonly believe that in order for us to be truly happy we must manipulate or change something about the external world, other people, circumstances and situations. However, within the conversation of Transformational Counseling it is our thoughts that shape or determine our experiences, our feelings and behavior and our very sense of reality. Furthermore, it is the thought that we have or create about ourselves that forms the background of our life, the context from which we experience life itself, how the worlds occurs for us.
Transformational Counseling also acknowledges that we are totally responsible for creating our thoughts and most importantly for that which we have about ourselves. Our thoughts are not the result of things happening to us, either from circumstance, situations or the behavior of others but rather it is the interpretation or meaning that we give to the events that happen that makes them appear to us as they do. Events do happen including those involving others but fundamental to understanding our natural, creative process is that it is about what we do with the events, what meaning we give or make them out to be about that determines our experience. We are meaning making machines in a sense, constantly wrapping meaning around everything in life, people, places and things and most importantly about ourselves. The meaning that we give or create with respect to an event will determine the experience that we have as a human being and with it how we feel, the emotions that we have, and also the behavior that will eventually result. Every emotion that we experience and behavior that we cause is the result of thoughts that we create. As mentioned above, the most important thought that we create is that which is about us, the definition that we give ourselves and it is that which determines or defines our self-image, who we think we are in the world.
The recognition that their own thinking may be that which is generating their negative experiences and dependency upon alcohol or drugs or both does not exist for individuals in recovery especially while they are actively using substances. The difficulties that they are having are believed by them to have been caused by something external, their circumstance, life situations or even other people in their life. As they continue to stay focused on that which is external in their attempt to cope with life or even to heal through recovery they are actually continuing to create the same type of experiences and life that originally brought them into recovery. Associated with this way of being is that the individual will tend to assume little if any responsibility for himself. What tends to get created is either blame or even guilt for what the individual is experiencing. Without the recognition or acknowledgement of the true source of their experience and substance use the individual will continue to create the same type of experiences that they are having. Unable to access their natural ability and power to transform their life will leave them having and being more of their past, the probable almost certain future. Unfortunately, such a missing is not only present with the one suffering from dependency issues but also for the majority of the counselors attempting to assist those in recovery. Most of the counselors working with those in recovery do not truly get the creative power of our thoughts or that we are completely responsible for creating them.
The first distinction necessary for one to begin to transform their life has to do with the existence of the self-limiting belief. Becoming present to the self-limiting belief is a process of getting what has truly stopped a person in his life, has stopped him from living a life that he loves and living it powerfully. Once there is the distinction or awareness of the self-limiting belief, of what has been driving a person's bus, possibly for the first time in that individual's life the opportunity or space has been created for them to begin to create themselves anew, to reinvent themselves, to be differently in the world. This creative act takes place with the inventing of possibilities. It is by taking on creating and living into a person's possibilities that the individual begins to create a life much differently than how it once was before a Conversation of transformation. Once possibilities have been created a person next learns how to consistently be or live inside his possibilities by learning the process of enrollment. Once the technology of enrollment is gotten and one begins to consistently apply it in his life, it is by engaging in the development of a Daily Plan and staying in the Conversation with others that the technology of transformation becomes fully realized and lived for the person. This powerful technology is applicable to both the one being assisted and the person doing the assisting and can only be fully realized when both are involved in the Conversation.
The self-limiting belief is a belief that we have about ourselves, about who we think we are in the world. The self-limiting belief is a belief that has affected if not determined our life in the past, is shaping what we think, say, feel, and do in the present and will generate our future. Within the Conversation of Transformational Counseling, the self-limiting belief is a thought or idea that has its genesis between the ages of three and six. An event took place in the individual's life, an event that the child believes should not have happened as it did and as a child the individual made a judgment or gave the event meaning. Given that for a child everything is about them, it is from this event and the meaning that they invented about it that the child also created an idea about itself, about who they think they are in the world as a result of the event. The child next converts the idea into a belief, a belief that is all about their sense of adequacy, value or worth as person. A sense of something is wrong or not being enough about the self is created. Getting the distinction of the self-limiting belief is crucial to the individual's personal growth and continued development. If the individual does not get the distinction of the self limiting belief, if it stays hidden from them, of who they have been being, their life will remain as it has always been, as they will continue to be the person they think they truly are. Such a distinction can be gotten several ways. One way, for example, is to have a person begin to monitor their spoken word. Becoming present to what they actually say will eventually reveal the self-limiting belief. Another way to get the distinction of our self-limiting belief is to monitor our self-talk. The self-limiting belief actually exists inside our everyday language, in the words that we say especially when reference is made about the self and inside our inner voice. Even though its genesis is from the past, the self-limiting belief exists in our real time play, self Conversation in the present.
For the individual who is experiencing the pain of alcohol and drug dependency, getting this distinction is crucial to their transformation and also for them to be successful in their recovery. While a Conversation about the existence of the self-limiting belief is very unfamiliar to anyone, there will also be a tendency for the addicted individual to not want to discover it. Common to all human beings, we tend to want to keep our self-limiting belief hidden from ourselves and especially from others. No individual, at least initially, wants to share with another their sense of inadequacy but rather is caught up in looking good or not looking bad to others. We generate a great deal of energy in our attempt to repress its existence, energy that will eventually have a very negative consequence for our way of being or existence in the world. The very process of engaging in a Conversation about the self-limiting belief will eventually recreate the negative emotions associated with the cravings for substances. To become present to the self-limiting belief will necessitate that the individual experience that which is hidden in their fundamental way of being inauthentic in life. Once gotten the individual will also experience the negative emotions that the self-limiting belief generates and it is inside the emotional state that gets created that the addicted individual will have a tendency to want to fix by returning to very familiar ways, to using drugs and alcohol. However, unless the self-limiting belief is gotten life will tend to be as it has been in the past resulting in a probable almost certain future.
The second component of this process is that of creating possibilities for oneself. Creating possibilities is the process of redefining or reinventing oneself, of actually creating new language and words from which to begin to develop a new and more powerful, self-expressed individual. Once the individual becomes present to who they have been being in the world, to their self-limiting belief and the impact that it has had in his life, both on himself and others, a space is now created or opened up for them to literally say or declare who they will now be for themselves, others and the world. Such a process of redefining oneself is as simple as initially creating new words from which to begin to speak or refer to oneself as being. For example, if an individual's self limiting belief is that he is "not enough," he could begin to redefine or invent himself as the possibilities of "acceptance", "creativity" and "leadership" merely by declaring and intentioning himself to be these possibilities in his spoken word. Creating such new language from which to refer to oneself will become for that person his new self-affirmation. Committing such a self-created affirmation to ones spoken word will create a space from which the individual will have the opportunity to experience life differently, a life of power, freedom and full self-expression. Such a declaration is not merely linguistical but will begin to call forth action. Who we are, who we say we are, will eventually determine what we do and have in life.
The listening for the Conversation of possibilities will be even more unfamiliar than the one about the self-limiting belief. Even though possibilities will be caused for the individual and a sense of hope and inspiration created, there will be a tendency at some point for the person to not belief that their life can be truly transformed merely by creating possibilities. Even when the person gets the existence of his self-limiting belief, how he has been being that in his life and the impact upon himself and others as a result, a sense of doubt will arise that mere words or language will truly assist them in transforming their life let alone cause them to be successful with respect to their recovery. As with a newborn child, the existence of possibilities once invented or created will be quite fragile. There will be in the beginning of this Conversation a tendency to return to being ones self-limiting belief if for no other reason than it is familiar to the person. The self-limiting belief is about life in their comfort zone, from the ego, in what is reasonable and familiar to them. Even though the individual will become enrolled into his possibilities it is in the person's initial not getting of its application in life that will leave it vulnerable. The individual will return to his community and with this reentry a breakdown will happen. The success of this process will rest upon the individual continuing to stay in the Conversation about his possibilities and also upon the one assisting to continue to generate the space necessary for this creative process to be lived fully.
The third component of Transformational Counseling is that of enrollment. Enrollment is the process of continuing to stay inside or live into ones possibilities and out of ones self-limiting belief. The process or technology of enrollment will be vital when ones starts to again experience a loss of power, freedom or self expression which is equitable to the negative human emotions of anger, depression, etc. When we have such an experience our past has again reappeared for us. Such reappearance is merely our self-limiting belief once again determining who we are in the world. Once again our self-limiting belief is driving our bus. The process of enrollment allows us to get the inauthenticity that we have created by again being our self-limiting belief. Enrollment allows us to get present to what we are pretending about the experience and what we are hiding. The pretense is always about another person, place or thing and with it there is the experience of some sort of sense of threat and blame. The story from pretense has something to do with the other person, situation or circumstance causing us to feel a certain way. Enrollment technology allows us to get that we created the pretense, the story, and furthermore what the experience is truly all about. Becoming present to what is hidden from us in the experience allows us to again make the distinction of our self-limiting belief and that which is truly creating the experience. It is our self-limiting belief that actually creates the breakdown due to the individual's sense of inadequacy with respect to the situation, circumstance or interactions with another. Once we become present to that which is creating the inauthenticity we are able to give it up through enrollment and again reinvent ourselves through the creation or even regeneration of our possibilities. Once a person does enrollment with himself the inauthenticity he created disappears and with it the individual's power, freedom and full self-expression is once again restored.
The creation of possibilities will begin a process of bringing forth action. The individual who takes on creating possibilities for himself and his life will become very motivated to do and be differently in life. With the creation of possibilities the person will experience a renewed sense of power, freedom and self-expression. However, it is in this breakthrough of creating possibilities that the person will eventually experience breakdowns in the various domains of his life especially when he begins to live life on life's terms. When the individual returns to his community, to life as it was before the recovery process started, there will be a tendency to experience breakdowns. When one returns to his community there will exist a discrepancy of how he was being before his transformation began and how he is being now from possibilities. When one returns to his community there will also be a tendency to return to familiar ways of being and dealing with the circumstances and situations of life and even other people. It is within his return that the technology of enrollment will be crucial to his continued transformation and recovery. The use of enrollment will allow the person to get how he is actually creating the breakdown himself, to get how he is creating a story about the situation, circumstance or others and most importantly the source of this creation, his self-limiting belief. The self-limiting belief generates the context from which the world occurs for us. Knowing that he is creating this experience from the background of his self-limiting belief will give him the power to choose, the power to return to being his possibilities thereby allowing him to experience the circumstance, situation or another in a manner that is in alignment with or from his possibilities.
The Daily Plan is the fourth component in the utilization of the technology of Transformational Counseling. Transformational Counseling is not merely about understanding the power of our thoughts but ultimately about action. We live in a world of action and for us to make a difference in our life as well as in that of another we must ultimately create through action. The Daily Plan allows one the opportunity to begin to create their life anew by assisting them in monitoring their day-to-day activities and behavior. As our possibilities will call forth action, the Daily Plan allows one the opportunity to begin to create their life differently by planning what they will specifically take on or do to create or bring forth their chosen possibilities in their lives. The Daily Plan is about making a commitment to oneself to fulfill on their intentions, to fulfill on being their possibilities. One of the fundamental elements of this structure is how will an individual measurably bring forth his possibilities into his life, how will he go about practically creating them for myself and in the world. The Daily Plan also allows one the opportunity to stay present to his self-limiting belief as it arises in the act of fulfilling on his Daily Plan. Having a breakthrough with the creation of possibilities and especially with their implementation in life will eventually create a breakdown too. With the use of a Daily Plan the person will have the opportunity to become present to what is stopping him and as a result get back into generating his possibilities through enrollment and as a result continue to create from the present.
While the use of the Daily Plan will support and assist the individual in his transformation and recovery, there will also be a tendency to not complete it on a consistent basis. The use of the Daily Plan is antithetical to the existence of the self-limiting belief, with the way of being the individual is very familiar with. In addition to assisting the individual in creating the life that he wants and to be able to distinguish his self-limiting belief as it reappears, the Daily Plan is also about ones commitment and integrity both to himself and others. When the individual develops or creates his Daily Plan he will be making a commitment to himself and others, to what he says that he wants to create in his life. Once the individual's plans for his transformation and recovery are made real by committing them to written form in his Daily Plan, it will become an issue of integrity, of doing what he said he would do, of doing complete work with whatever he does and of doing what he does as it was meant to be done. It is only be staying in integrity and fulfilling on his commitments to himself and others that he will be able to live into his possibilities, to transform his life. The individual will either be his self-limiting belief or his possibilities and it is through his integrity that he will have the opportunity to become present to his commitment or intension in life. The Daily Plan is a powerful technique that will effectively assist one in his transformation and recovery.
The Conversation is the fifth component of Transformational Counseling and is about enrollment and the self-limiting belief reappearing in ones commitments to his Daily Plan. While identified as the fifth component of this process, the Conversation actually begins when one is introduced to the work of transformation. It will always be a question of whether or not one will stay in the Conversation to continue to do the work of transformation after enrollment has taken place. However, the Conversation is about communicating with another through the enrollment process. It is in the Conversation that we have the opportunity to begin and continue utilizing the technology of Transformational Counseling. There will always be breakdowns in life even as we utilize the work of transformation. When we once again experience a loss of power, freedom and self-expression our past has reappeared again in our life and with it a breakdown. Staying in the Conversation with another person within transformation will give us the opportunity to become present to the inauthentic way of being that we have recreated and also to create the space for us to experience another breakthrough. It is only in a Conversation with another where we get the stories that we invent in the pretense about others, situations and circumstances that we will have an opportunity to also get present to that which is hidden from our view, the context, that which is truly creating our breakdown experience. That which is hidden is always from our past and has to do in some manner with our self-limiting belief. Furthermore, it is only from this distinction that a clearing will be caused to live in possibility again. The Conversation is about enrollment, enrolling ourselves and assisting others through enrollment. It is only in communication with another that we can continue to be and live into our possibilities and with it stay in the work of transformation with another and ourselves.
As alluded to above, there will be a tendency to want to leave the Conversation especially when one has first gotten or been introduced to the technology of transformation and Transformational Counseling. The initial experience of power, freedom and full self expression is very enrolling and with this feeling of being touched, moved and inspired by our possibilities one may create a belief that no future work is really necessary. However, the technology of transformation is not something that you simply get but something that is constantly gotten. When not in communication with others inside the Conversation of transformation there will be a tendency to stop doing the work and go back to what is familiar and especially to the familiar ways that we attempted to resolve breakdowns. It is the familiar that is within the world of the self-limiting belief. As mentioned above, the self-limiting does not go away, it is there throughout our life. While the self-limiting belief will reappear in our life through a breakdown, staying in the Conversation with another will assist us in distinguishing the inauthenticity that we create and once again empower us to get back into or create new possibilities for ourselves. Continuing the work of transformation by staying in the Conversation with others is not familiar and in many respects unreasonable. However, staying in the Conversation is crucial to our continued transformation as a human being living in the world and to the recovery process too.
I am currently the Director of Outpatient Services at the Holistic Addiction Treatment Program in North Miami Beach, Florida. In working with people entering recovery in both the inpatient and outpatient programs it has been my experience that one of the first behaviors that will appear for the individual entering a relapse mode is when he takes himself out of the Conversation. This process of taking oneself out of the Conversation applies to whether one is attending transformational oriented group sessions or attending daily AA or NA meetings for those the 12 Step Program in recovery. When the person stops seeking and having human contact with people assisting him in his recovery, when one drops out of communication with other human beings who are helping him to transform his life, there will be a tendency to go back to that which is familiar for dealing with breakdowns. For those in recovery one of the familiar ways of attempting to fix a breakdown is to self-medicate with either alcohol or drugs or both. When the individual cuts himself off from the very process of his transformation and recovery, cuts himself off from communicating with another human being about what he is experiencing, the relapse process has begun for that person. The individual is once again unable to get how he is creating the breakdown and how to transform it.
Staying present to the existence of his self-limiting belief, generating his possibilities through his Daily Plan and processing breakdowns with others through enrollment does create the space for the individual to transform his life, be enrolled into the 12 Step Program and be successful in recovery. Much of why this technology is not utilized in the recovery field or even in the mental health arena is that most counselors are not even aware of its existence. For example, most counselors are not aware or present to the concept of a self-limiting belief let alone how it will, if not distinguished, continue to create a barrier or constraint for another. Most counselors are not even aware of the actual power of our thinking, of how we actually create our experiences, thoughts, feeling and behavior. Unfortunately, this lack of awareness as to how we create the occurring world leaves most counselors being able to only focus on that which is external to the client, that is, situations, circumstances and other people and their behavior. When we focus on that which is external to the client and engage in a discussion about situation, circumstance or another we run the risk of not generating the space for the client to get how he actually created or is continuing to create his experiences. When we are unable to assist a client in discovering how he actually created his situation, circumstance or relationship to another through his thinking and thoughts we run the risk of having the client assume little if any responsibility for his life, reinforcing or supporting a state of total disempowerment and leaving the probable almost certain future for the client.
Harry Henshaw, Ed.D., LMHC
http://www.enhancedhealing.com
Organizing the time of a modern business person
Money rules the world. It is the essence of the entire life of a businessperson.
Money depends a lot on time as such. The more rationally you spend time, the more profit (short-term or long-term) you get. This concept is described in the old saying "Time is money".
Let's not waste time sorting out a huge heap of notes with scheduled tasks or just thoughts and plans. That's the lot of a secretary whose qualification is not very high. And YOU are a businessperson who makes money. And you are interested in making your plans in the most comfortable and effective way.
Thus we get the following factors important for a businessperson:
Planning
Saving time
Convenience
Mobility
These factors are closely interrelated and influence each other. They are split apart only for conventional purposes.
Planning(http://www.leadertask.com/)
Planning is the most important part in organizing any business, that's what it all starts with. Planning allows you to choose the most rational and effective methods of attaining your goals. This is a tool for controlling and managing your business.
That's where the LeaderTask software organizer will be of much help. It is a smart system for managing projects, events, tasks, etc.
With LeaderTask, it is very convenient to group different kinds of activities by categories. For example, "Web development", "Testing". You can create a task for each type of activity specifying deadlines for its solution and the people who are responsible for it ("Contacts"). This way you can build the entire chain of scheduled tasks in a visual form.
The "Calendar" tab is a convenient tool for monitoring both current and future tasks. It is possible to configure the so-called floating periods: the list of tasks for "today", "tomorrow". As well as strict monthly or quarterly schedule periods. Everyone can select the variant that suits them best.
The flexibility and convenience of the planning process comes down to the fact that the person in charge knows what each employee is busy with at the moment and what there is on the employee's to-do list. It is possible to get summary information for each project: contacts, expenses, deadlines, etc.
Saving time(http://www.leadertask.com/content/blogcategory/13/34/)
The software solution you have before you is an effective tool for planning your tasks. Other things do not distract your attention and you spend your time rationally. Rationally means economically.
There are only 24 hours in a day and all efforts must be directed towards the solution of particular tasks. No need to bear everything in mind because this is fraught with forgetfulness and it can lead to emergency situations.
When the entire list of tasks is before your eyes, you are busy with particular tasks without paying your attention to unimportant things and thus saving your time.
Convenience
Convenience influences how fast you can plan and solve all business issues. The efficiency of a tool depends on how convenient it is.
LeaderTask is always at hand. If you are in office, the computer is on your desk and you can open the organizer with a hotkey combination. If you are going to have a ride around the city, a printout with scheduled tasks will be a perfect reminder that will not let you forget anything.
Mobility
Businesspeople need it as badly as their breath. Progress never stops and so communications technologies provide you with everything you need. If you are on a long trip, you can open your laptop computer and LeaderTask is at hand.
Mechanisms used in this organizer allow you to store all data in one place. And you can move it to other computers without any problems. All necessary information will be within your reach.
Summary
Dear user, you have the most convenient tool for business planning at your disposal. It helps businesspeople effectively organize their time increasing the efficiency of their business. LeaderTask reduces all routine and fuss in your activities to minimum. Having a clear and detailed view of your activities, you will see all goals and prospects. And nothing will stand in your way towards them.
Download planner LeaderTask
http://www.leadertask.com/download/leader.exe
Task organizer LeaderTask
http://www.leadertask.com/
